If you are in need of affordable auto insurance in Winnetka or elsewhere in the San Fernando Valley, look no further than Uniti Acceptance. Auto insurance is required by California law, but that doesn’t mean that paying for it needs to break your budget. At Uniti Acceptance, we pride ourselves on being able to give our customers peace of mind through our multi-faceted, affordable auto insurance plans. From liability insurance to collision coverage to personal injury protection and beyond, our auto insurance safeguards you, your loved ones, and your property. Uniti Acceptance’s dedicated auto insurance specialists are always available to answer any and all questions and to work closely with you to come up with the plan that will best suit your particular needs. Please give us a call at (818) 772-7200 or fill out the contact form on this page for more information.
Reliable Auto Insurance Plans to Meet Your Needs
Uniti Acceptance offers a variety of quality auto insurance options. Please see the information below for detailed descriptions of many of the insurance types available.
According to the California Department of Motor Vehicles, drivers are required by law to have a minimum of $15,000 coverage for injury or death to one person, $30,000 for injury or death to more than one person, and $5,000 for damage to property. Liability insurance comes into play when you are found responsible for a car accident. This insurance will help take care of both medical expenses from injuries and repair costs for property. We believe that it is often prudent to get liability coverage beyond the California minimum to safeguard you against especially expensive medical and property claims.
Personal Injury Protection
In California, having personal injury protection is not mandatory, but it is still incredibly important and worthwhile. When a car accident occurs, medical expenses can be quite significant and can quickly drain one’s financial resources if there is a lack of sufficient insurance coverage. Whether you are deemed at fault for an accident or not, personal injury protection will help cover your medical costs and oftentimes the medical costs of your passengers and additional drivers stated on your auto insurance policy.
Whereas personal injury protection helps cover medical expenses, collision coverage helps cover damage to your vehicle. More specifically, collision insurance will pay to repair your car or, if the car is damaged beyond repair, will pay you what your car is worth so that you may replace it.
Having comprehensive auto insurance is very useful because it helps to protect you in particular instances when your vehicle is affected by something other than a standard collision. This insurance will help pay vehicle repair or replacement if there is damage stemming from things such as fire, vandalism or theft, falling objects, damage from striking an animal, glass damage, and some natural disasters. Supplementing standard auto insurance coverage with comprehensive coverage widens the net of protection giving you less to worry about.
Uninsured and Underinsured Motorist Coverage
Car accidents are stressful, but they can become even more stressful when you’re not at fault and the person who is either doesn’t have any auto insurance or has inadequate coverage. Having uninsured and underinsured motorist insurance is exceedingly valuable in situations such as this because it helps cover the gap between your medical and auto repair expenses and what the at-fault driver’s auto insurance will pay out. Make sure you are insured properly in case the other driver ultimately isn’t.